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From the application process to the conclusion of the lease or loan, our staff
is dedicated to giving our customers unmatched value and service.
Credit Decisions
If a credit application was submitted to Hann Financial by a car dealership and
you have any questions regarding the credit decision, you may discuss the
outcome with your dealer or contact the credit agencies below for a copy of
your report. As an indirect lender, Hann Financial can
not discuss credit decisions directly with a consumer.
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Experian |
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1-800-846-5279 |
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TransUnion |
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1-800-882-8105
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Equifax |
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1-800-685-5000 |
Lost Registration
If you have a Loan
Contact your local Motor Vehicle Agency to obtain a duplicate registration.
If you have a Lease
Contact our Title and Registration Department directly at 609-235-2143. Our representatives will be happy to assist
and provide you with any of the necessary documentation.
Insurance Requirements
If you have a Loan
Refer to your retail installment loan contract for insurance requirements.
If you have a Lease
The minimum required amount of coverage is as follows:
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$100,000 per person |
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$300,000 per accident |
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$50,000 property damage |
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Deductibles: Maximum of $500 for both comprehensive and collision |
Vehicle Transfer
Although the transfer of a lease or a loan to another party is considered under
certain circumstances, the original borrower or lessee remains responsible
under the original terms of their agreement and for that reason it is not
encouraged. All transfers are subject to approval by Hann Financial. Should you
have any questions, our Customer Service Department is available directly at
609-235-2142.
Early Purchase of Leased Vehicle
You may purchase your leased vehicle at any time. To receive
a payoff quote, have your account number ready and call our automated payoff
system at 609-860-9300, option 5.
Early Termination
When you lease a vehicle, your obligation under the terms of your lease
agreement is to make all required monthly payments. Once all payments are made,
you have an option to purchase or return the vehicle. You, or the dealer of
your choice, may purchase the vehicle at any time during your lease term. If
you want to return the vehicle you will be given a credit for the vehicle at
the current wholesale value after taking into consideration both mileage and
condition. Your obligation will be the difference between that value and the
outstanding payoff of the lease.
When to Expect Title After Purchase
Release of title is determined by manner of payment:
Bank or Certified Check - One week from
receipt of payment
Other payment types - Two to four weeks from
receipt of payment
Moving
Prior to your move, contact our Title and Registration Department directly at
609-235-2143. If you have leased a vehicle, there are area restrictions and
obligations pertaining to the return of the vehicle at lease end. You will need
to be aware of local registration and tax requirements in the area to which you
are moving. Your monthly payment amount may change as a result of a change in
local and/or state tax.
Vehicle Registration
Initial registration is handled by your dealer at delivery. If you have
purchased your vehicle, the renewal process is handled directly with your local
Motor Vehicle Agency. If you are leasing your car, the procedure for renewing
your registration is as follows:
New Jersey - DMV will send your registration
application to Hann Financial, and we will forward it to you. Follow the
instructions and mail the application as directed to Motor Vehicle along with
your fee. The registration will be sent to Hann Financial and, upon receipt, we
will forward it to you immediately.
New York & Pennsylvania - You will
receive registration materials directly from the Motor Vehicle Agency. |
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Terms & Conditions
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Privacy
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Security |
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Copyright © 2008 Hann Financial Service Corporation | Call today
to speak with one of our financial service professionals at 1-800-245-9253. |
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